BOB Financial Recruitment 2020

BOB Financial Recruitment 2020

BOB Financial Recruitment 2020 has started for various posts.

BOB Financial Solutions Limited (BFSL, formerly known as BOBCARDS Ltd.) is a wholly owned subsidiary of Bank of Baroda and a Non-Deposit Accepting Non–Banking Finance Company (NBFC).BFSL was established in the year 1994 to cater to the need of rapidly growing credit card industry in a focused manner. BFSL is one among the pioneers in Indian card market and was the first nonbanking company in India to issue credit cards. The Company’s core business is credit card issuance and consumer lending. It also provides support to Bank of Baroda by carrying out its merchant acquiring operations and its debit cards operation for its overseas territories/ subsidiaries and sponsored RRBs. The Company is aiming to expand within Consumer Credit, Commercial Credit, Retail Credit, Capital Market Lending (loan against securities, IPO financing) and other Financial Services.

 

BOB Financial Recruitment 2020 of Area Sales Manager-Telesales

Important Dates

Last Date for application is 20th February 2020.

Role & Responsibilities

Key highlights of the role are listed below

The ASM-Tele Sales will be responsible identifying potential buyers and convincing them to buy the credit cards. The role would be responsible for the development of sound market sales/lead fulfilment strategies, which ensure optimum penetration in the desired segments in line with the regional digital & tele-sales strategy, thus in turn increasing the sales number/quota of the organization.
• Responsible for, achieving monthly sales targets to meet the organization requirements of targeted Number of New Card Accounts.
• Responsible for new customer acquisition through pre-defined channel within defined cost of acquisition.
• Work closely with the sales, product & marketing teams to optimize productivity through product/channel mix.
• To Derive Efficiency from the Callers in terms of Application Productivity.
• Tracking Daily performance of tele-callers through Sales Funnels analysis.
• Periodically checking trends and taking corrective measures.
• To Monitor Decline Trends and accordingly Modify the Sourcing Mix.
• Measuring conversions of leads given by the team.
• Creating detailed dispositions to track leads effectively to the last mile.
• Connecting with the field teams/ fulfilment team to take regular feedbacks on lead quality.
• Maintain knowledge on all bank products and services and assist to resolve customer queries.
• Regularly measuring the performance of the team.
• Creating a training and development calendar to upskill the tele-callers.
• Engages with customers to build relationships, and delivering a positive customer experience while acquiring.
• Managing Sales Quality by ensuring defined benchmarks on First Time Not Right (FTNR), Gross Approval Rate (GAR), and Rejects & Sourcing Mix.
• Keep up-to-date on products, policy and competition.

Job specific skills

Applicants should possess the following attributes:
• Ability and willingness to establish & build businesses from scratch, thus having an entrepreneurial steak becomes preferable.
• Comfort with ambiguity and laying the foundation for the organization in both Digital and Tele Sales Verticals.
• Ability to work in the ever-evolving digital environment in the context of a keeping abreast with changing online & offline mediums, with a strong passion for success.
• Strong analytical, problem solving and decision-making skills with the ability to synthesize data received from online/offline campaigns (like emails/SMS/missed calls/Social Media/Raw Data for Tele-callers etc.) and convert them into winning strategies to enhance sales figures.
• Manage and motivate both the tele-sales and digital sales team to ensure employee satisfaction.
• Excellent communication and interpersonal skills.
• Exceptional ability to think strategically, Challenging the status quo to deliver innovative ideas, thus resulting in competitive advantage and commercial performance.

Eligibility Criteria

Educational Qualifications

Graduate / Post Graduate.

Minimum Experience

3+ years of related experience preferably from banking and financial service sector companies of repute. Previous experience in Tele or digital sales would be favorable.

Age

• Maximum Age 45 Years as on date of receipt of Application.

CTC offered

Compensation will not be a limiting factor for the right candidate and will be discussed on a case by case basis.

Location of posting

Mumbai, Delhi, Bangalore.
The candidate may be deputed to work with the team(s) within the organization / parent organization / any subsidiary of the parent organization if and as deemed necessary. Candidate is liable to be transferred to any other location in India.

How to Apply?

Email to be sent to careers@bobfinancial.com with subject as “Area Sales Manager – Telesales”

Other Terms

• It may please be noted that company is not bound to call all the applicants for interview. Only shortlisted candidates will be called for selection procedure.
• Canvassing, in any form, will result in disqualification of candidature.
• In case of any modification in advertisement shall be updated only in Website.
• The above recruitment may be scrapped at any stage of recruitment process without assigning any reasons.
• Company may conduct background checks/CIBIL check at any stage of process and also call for current compensation detail/qualification documents/past employment proofs for conclusion of recruitment process.

Download BOB Financial Job Area Sales Manager- Telesales notification

 


BOB Financial Recruitment 2020 of Area Sales Manager – Alternate Channel

Important Dates

Last Date for application is 20th February 2020.

 

Role & Responsibilities

Key highlights of the role are listed below

This position is responsible for driving business through outsourced executives. Being a people leader position, the candidate is also responsible for coaching and development of the Sales Team, ensuring appropriate sales processes are followed, and highest levels of controls and compliance are adhered to and manage the end to end sales cycle.
The Role and responsibilities of this position include:

• Prospecting for new customers through existing leads, cold calling and maximizing lead generation.
• Timely execution of all sales activities – leads, campaigns, referrals & any self-generated leads.
• Tracking and reporting sales performance including pipeline, acquisition results and market conditions.
• Maintain cordial relations with all business partners for generation of leads / corporate activities.
• Being up-to-date on product features, competition & trends in the credit card industry.
• Engages in regular portfolio planning to determine areas of focus & project accurate full year forecasts.
• Ensure customer acquisition as per the sourcing mix.
• Keeping a check on all policy changes, marketing offers. Keeping communication flow of changes to team.
• Ensuring audit parameters are adhered to in line with existing policies.
• Sustaining the relationship with vendors.
• Delivering presentations for monitoring & discussing monthly performance of credit card sales.
• Consistently try to achieve growth of business volumes.
• Responsible for ensuring smooth execution of the national sales strategy of BFSL, keeping in mind its validity to the specific region.
• Establish and manage strong business relationships with internal stakeholders (Risk, Credits, Back end, Product, Finance, etc.).
• Focus on constantly upgrading sales strategies by generating innovative ideas on processes and to identify new opportunities in the market to increase productivity of the team.
• Carry out thorough analyses and prepare relevant sales strategies for the team to follow, in order to ensure high productivities and come up with detailed business forecasts.

Job specific skills

Applicants should possess the following attributes:

• Strong consumer financial services sales experience leading a large team.
• Team management experience will be a plus.
• Excellent Inter personal and communication skills.
• Preferably from Retail, Banking, Insurance & financial services sector.

Eligibility Criteria

Educational Qualifications

• Graduate / Post Graduate.

Minimum Experience

• 3+ years with Graduate Qualification preferably from Banking and Financial Services sector companies of repute.

Age

• Maximum Age 45 Years as on date of receipt of Application.

CTC offered

• Compensation will not be a limiting factor for the right candidate and will be discussed on a case by case basis.

Location of posting

• Pune, Chennai, Bangalore, Hyderabad, Delhi.
The candidate may be deputed to work with the team(s) within the organization / parent organization / any subsidiary of the parent organization if and as deemed necessary. Candidate is liable to be transferred to any other location in India.

How to Apply?

Email to be sent to careers@bobfinancial.com with subject as “Area Sales Manager – Alternate Channel”

Other Terms

• It may please be noted that company is not bound to call all the applicants for interview. Only shortlisted candidates will be called for selection procedure.
• Canvassing, in any form, will result in disqualification of candidature.
• In case of any modification in advertisement shall be updated only in Website.
• The above recruitment may be scrapped at any stage of recruitment process without assigning any reasons.
• Company may conduct background checks/CIBIL check at any stage of process and also call for current compensation detail/qualification documents/past employment proofs for conclusion of recruitment process.

 

Download BOB Financial Job Area Sales Manager-Alternate Channel notification

 


BOB Financial Recruitment 2020 of Sr. Officer / Officer – Corporate Relationship

Important Dates

Last Date for application is 20th February 2020.

 

Role & Responsibilities

Key highlights of the role are listed below

This position is responsible for driving business through outsourced executives. Being a people leader position, the candidate is also responsible for coaching and development of the Sales Team, ensuring appropriate sales processes are followed, and highest levels of controls and compliance are adhered to and manage the end to end sales cycle.
The Role and responsibilities of this position include:

• Prospecting for new customers through existing leads, cold calling and maximizing lead generation.
• Timely execution of all sales activities – leads, campaigns, referrals & any self-generated leads.
• Tracking and reporting sales performance including pipeline, acquisition results and market conditions.
• Maintain cordial relations with all business partners for generation of leads / corporate activities.
• Being up-to-date on product features, competition & trends in the credit card industry.
• Engages in regular portfolio planning to determine areas of focus & project accurate full year forecasts.
• Ensure customer acquisition as per the sourcing mix.
• Keeping a check on all policy changes, marketing offers. Keeping communication flow of changes to team.
• Ensuring audit parameters are adhered to in line with existing policies.
• Sustaining the relationship with vendors.
• Delivering presentations for monitoring & discussing monthly performance of credit card sales.
• Consistently try to achieve growth of business volumes.
• Responsible for ensuring smooth execution of the national sales strategy of BFSL, keeping in mind its validity to the specific region.
• Establish and manage strong business relationships with internal stakeholders (Risk, Credits, Back end, Product, Finance, etc.)

Job specific skills

Applicants should possess the following attributes:
• Strong consumer financial services sales experience leading a large team.
• Team management experience will be a plus.
• Excellent Inter personal and communication skills.
• Preferably from Retail, Banking, Insurance & financial services sector.

Eligibility Criteria

Educational Qualifications

• Graduate/Postgraduate

Minimum Experience

• 1+ year with Graduate Qualification preferably from Banking and Financial Services sector companies of repute.

Age

• Maximum Age 45 Years as on date of receipt of Application.

CTC offered

• Compensation will not be a limiting factor for the right candidate and will be discussed on a case by case basis.

Location of posting

• Mumbai, Delhi, Hyderabad, Bangalore, Chennai, Pune.
The candidate may be deputed to work with the team(s) within the organization / parent organization / any subsidiary of the parent organization if and as deemed necessary. Candidate is liable to be transferred to any other location in India.

How to Apply?

Email to be sent to careers@bobfinancial.com with subject as “Sr. Officer / Officer – Corporate Relationship”

Other Terms

• It may please be noted that company is not bound to call all the applicants for interview. Only shortlisted candidates will be called for selection procedure.
• Canvassing, in any form, will result in disqualification of candidature.
• In case of any modification in advertisement shall be updated only in Website.
• The above recruitment may be scrapped at any stage of recruitment process without assigning any reasons.
• Company may conduct background checks/CIBIL check at any stage of process and also call for current compensation detail/qualification documents/past employment proofs for conclusion of recruitment process.

 

Download BOB Financial Job Sr Officer corporate relationship notification

 


BOB Financial Recruitment 2020 of Sr. Officer / Officer – Fraud Operations

Important Dates

Last Date for application is 20th February 2020.

 

Role & Responsibilities

Key highlights of the role are listed below
• We have opportunities for Specialist positions in Issuer Fraud Operations.This is 70% Calling and 30% Non-Calling role.
• Reviews fraud alerts and reports generated by the proprietary databases designed to detect fraud.
• Evaluates account activity to validate fraud and implements decisions, to include but not limited to, removal of card limits, and suspension of account access to minimize interruption of service and fraud loss.
• Monitors suspicious transaction activities and resolves fraudulent activities.Contacts merchant and cardholders to verify charges and prevent loss.
• Investigate suspicious and confirmed fraudulent activities; identify high risk merchants and any malpractice within the payment card business.
• Communicates verbally and in writing with card holders, merchants, and other third parties to validate availability of funds, transaction activity, or to obtain
relevant evidentiary matter for submission.
• Documents account inquiries and action steps taken in member account records, to establish a chronological history of events.
• Detect, investigate, and mitigate irregular patterns in transaction activity identified as suspected fraud.

Job specific skills

Applicants should possess the following attributes:

• Demonstrate advanced ability to perform day-to-day fraud investigation and risk activities as assigned.
• Knowledge of the Visa/MasterCard/Rupay rules & regulations.
• Possess the ability to de-escalate and work through difficult situations.
• Ability to work with team members by assisting in and leading day-to-day department discussions.
• Ability to resolve complex problems with minimal guidance
• Excellent writing, interpersonal, and communication skills.
• Ability to excel in a fast-paced environment with multiple priorities.
• Proficient in Microsoft Excel, PowerPoint, and Word.
• Ability to communicate with internal and external management in all levels and in all aspects of acquiring.
• Candidate should be willing to work in rotational shift environment (9.30AM till 6.00PM or 1.30PM till 9.00PM).

Eligibility Criteria

Educational Qualifications

Graduate degree

Minimum Experience

1+ Years as on last date of receipt of application.

Maximum Age on the last date of application

45 Years as on date of receipt of Application.

CTC offered

• Compensation will not be a limiting factor for the right candidate and will be discussed on a case by case basis.

Location of posting

• Mumbai.
The candidate may be deputed to work with the team(s) within the organization / parent organization / any subsidiary of the parent organization if and as deemed necessary. Candidate is liable to be transferred to any other location in India.

How to Apply?

Email to be sent to careers@bobfinancial.com with subject as “Sr. Officer / Officer – Fraud Operations

Other Terms

It may please be noted that company is not bound to call all the applicants for interview. Only shortlisted candidates will be called for selection procedure.
• Canvassing, in any form, will result in disqualification of candidature.
• In case of any modification in advertisement shall be updated only in Website.
• The above recruitment may be scrapped at any stage of recruitment process without assigning any reasons.
• Company may conduct background checks/CIBIL check at any stage of process and also call for current compensation detail/qualification documents/past employment proofs for conclusion of recruitment process.

Download BOB Financial Sr. Officer / Officer – Fraud Operations Official Notification

 


BOB Financial Recruitment 2020 of Sr. Officer / Officer – Application Support

Important Dates

Last Date for application is 20th February 2020

 

Role & Responsibilities

Key highlights of the role are listed below
• The incumbent will be responsible for developing and debugging oracle based application and database.
• Design and develop DB objects in existing system to support business/operations requirements.
• Interact with Operations and Business teams to understand their day-today issues and expectations from existing system.
• Develop and design bug-fixes, solution in consultation with IT team and application vendor with the appropriate end user testing.
• Perform ETL activities in Oracle/SQL Database.
• Write SQL queries basis requirement of Operation & Business.
• The scope also involves operating in all the layers of the platform as needed by the road map.

Job specific skills

Applicants should possess the following attributes:
• Working Experience of application support environment and its processes.
• Extensive experience in Oracle PL/SQL and operating knowledge of Unix Operating System.
• Working experience of Java, ASP .Net will be an added advantage.
• Experience in writing SQL queries and stored procedures is must.
• Good interpersonal skills in technical and business environments and exposure to Banking products preferably Credit Cards.

Eligibility Criteria

Educational Qualifications

Graduate degree

Minimum Experience

1+ Years as on last date of receipt of application

Maximum Age on the last date of application

45 Years as on date of receipt of Application.

CTC offered

Compensation is not a limiting factor for the right candidate and discussion is done on a case by case basis.

Location of posting

Mumbai.
The candidate may be deputed to work with the team(s) within the organization / parent organization / any subsidiary of the parent organization if and as deemed necessary. Transfer of Candidate to any other location in India is possible.

How to Apply?

Eligible candidates must apply to the post by sending email to be sent to careers@bobfinancial.com with subject as “Sr. Officer / Officer – Application Support ”

Other Terms

• It may please be noted that company is not bound to call all the applicants for interview. Only shortlisted candidates will be called for selection procedure.
• Canvassing, in any form, will result in disqualification of candidature.
• In case of any modification in advertisement shall be updated only in Website.
• The above recruitment may be scrapped at any stage of recruitment process without assigning any reasons.
• Company may conduct background checks/CIBIL check at any stage of process and also call for current compensation detail/qualification documents/past employment proofs for conclusion of recruitment process.

 

Download BOB Financial Recruitment Official Notification

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